We collect information that you provide directly to us when creating an account, using our budget tracking tools, or contacting our support team. This includes your name, email address, and financial data you choose to input into our systems.

We also automatically collect certain technical information about your device and how you interact with our platform, including IP addresses, browser types, and usage patterns to improve our services.

Your information helps us provide, maintain, and improve our budget tracking services. We use this data to personalise your experience and ensure our platform meets your financial management needs.

We take data security seriously and employ multiple layers of protection to safeguard your information. Our systems use industry-standard encryption both in transit and at rest.

Your data is stored on secure servers within Australia, ensuring compliance with local privacy regulations. We maintain regular backups and have disaster recovery procedures in place to protect against data loss.

While we implement robust security measures, no system is completely immune to threats. We continuously monitor for potential vulnerabilities and update our security protocols accordingly. If we detect any unauthorised access to your data, we'll notify you within 72 hours as required by Australian privacy law.

We don't share your personal information except in specific circumstances outlined below. Your trust is important to us, and we're committed to transparency about when and why information might be disclosed.

In the unlikely event of a business merger, acquisition, or sale, your information would be transferred as part of that transaction. We would notify users beforehand and ensure any new entity follows the same privacy standards.

Under Australian privacy law, you have several rights regarding your personal information. We've made it easy to exercise these rights through your account settings or by contacting our privacy team directly.

• Access: Request a copy of all personal information we hold about you
• Correction: Update or correct any inaccurate information in your account
• Deletion: Request deletion of your account and associated data
• Portability: Export your data in a commonly used format
• Restriction: Limit how we process your information in certain circumstances
• Objection: Object to processing based on legitimate interests

We keep your information only as long as necessary to provide our services and meet legal obligations. Different types of information have different retention periods based on their purpose and regulatory requirements.

When retention periods expire, we securely delete information using industry-standard data destruction methods. Backups are also purged according to the same schedule.

Our platform uses cookies and similar technologies to enhance your experience and understand how our services are used. You can control most cookies through your browser settings.

We don't use advertising cookies or tracking pixels for marketing purposes. Your browsing behaviour on other websites is not monitored or collected by qeltharion.

Our services are designed for adults managing personal finances. We don't knowingly collect personal information from children under 13 years of age. If we become aware that we've inadvertently collected information from a child, we'll delete it immediately.

Parents or guardians who believe their child has provided personal information to qeltharion should contact us immediately. We'll investigate the matter and take appropriate action to remove any information collected from minors.

Your information is primarily stored and processed within Australia. In limited circumstances, some data processing may occur outside Australia when using third-party services like cloud infrastructure or support tools.

When international transfers are necessary, we ensure adequate protection through approved transfer mechanisms and contractual safeguards. All international service providers must meet equivalent privacy standards to those required in Australia.

We may update this privacy policy periodically to reflect changes in our practices, services, or legal requirements. When significant changes are made, we'll notify active users by email and through in-app notifications.

We encourage you to review this policy regularly to stay informed about how we protect your information. The "Last Updated" date at the top indicates when the most recent changes were made.

If you disagree with any changes to this policy, you can delete your account at any time. Continued use of our services after policy updates indicates acceptance of the revised terms.